Arbat: the Movie https://www.indiegogo.com/projects/subprime-2-0 "Who says that documentaries induce sleep? Not us. Watching the epic story of America's worst financial crisis unfold will be fascinating. We are working together with acclaimed Canadian illustrator Paul Rivoche who illustrated Amity Shlaes' graphic novel about the Great Depression The Forgotten Man. He drew the branding image for our film. And the more money we raise, the more of Rivoche's great illustrations and animations we can add to the film. The real cause of the financial crisis is not what most people - and perhaps you - think it is. Government and most of the media blamed the financial crisis on the financial industry and in the end on the free market system itself. But the diagnosis is wrong: Although banks made lots of bad mistakes, they did not cause the financial crisis. It was government affordable-housing policy - CRA regulations, HUD, Fannie Mae and Freddie Mac - that caused the crisis. And because the diagnosis is wrong, the prescription is wrong - the cure is worse than the disease. The Dodd-Frank Act of 2010 doubles down on the old, disastrous policies. Dodd-Frank is poison for the American economy: the American economy will never be the same. A tremendously powerful new agency has been created: the Consumer Financial Protection Bureau. It is unaccountable, has no oversight and is not dependent on Congress for funds. And it's in the process of degrading the credit scoring system that protects Americans from undue risk. The Obama administration is shaking down banks and is forcing them into settlements that will pay out huge amounts of money to favored activist groups - the same groups which had fought so successfully for the risky loans that caused the crisis. The Obama administration is not letting the financial crisis go to waste: they are using it to justify lawless policies that are leading America into the next - and even greater - crisis."